PSD3
Prepare your payments organisation for the next European rulebook while strengthening fraud prevention, customer protection and open banking.
The revised Payment Services Directive (PSD3) and the Payment Services Regulation (PSR) will reshape the European payments landscape. The package aims to strengthen fraud prevention, improve customer protection and address ongoing challenges around open banking and payment transparency. For banks, payment institutions and e-money institutions, the impact will extend across products, customer journeys, operations, data and third-party relationships.
Beyond compliance, PSD3 creates an opportunity to reassess how your organisation delivers payment services and competes in an increasingly digital ecosystem. As Financial Services specialists with deep payments expertise, Projective Group helps organisations connect regulatory interpretation with practical implementation, ensuring changes are aligned across technology, operations, customer experience and business objectives.
Where PSD3 and PSR change the payments landscape
Impact assessment, implementation and adoption
We support the full transition from impact assessment and target-state design through to implementation, testing and business adoption. By combining payments expertise, technology knowledge and transformation capabilities, we help ensure compliance supports broader payments priorities rather than becoming a standalone programme.
Shape your response to the next payments framework
Speak to one of our payment experts today
Regulatory change in European payments
By 2030, a series of key initiatives will come into force together, with tight deadlines, posing real strategic, technical and operational challenges for payment service providers. This whitepaper gives you a concise, structured overview of the key regulations, the concrete deadlines and the actions payment service providers need to take, along with our view on where early investment turns regulatory pressure into competitive advantage.
